Written By: Roshni Bhatia on March 31, 2013 No Comment
Life Insurance

In India, Life Insurance is one such product which people don’t buy, rather these products are sold to them. Knowledge, awareness and understanding are minimal, and most of them are even sure if the policy they hold meets their requirements, and in a broader perspective, if it matches their personal […]

Written By: Roshni Bhatia on March 22, 2013 No Comment
What is RGESS?

The scheme was launched in Budget 2012 to get more first time investors to invest in the equity markets.  One can invest as much as Rs. 50000 and avail deduction of 50% .i.e. maximum deduction of Rs. 25000. Effective from 1st April 2013, another Blessing for first time investors: RGESS […]

Written By: Parag Chaudhari on September 2, 2012 No Comment
Liquid Funds or Bank Fd – which offers better post tax returns?

Liquid Funds and Ultra Short Term Funds are debt mutual fund schemes investing in safe money market instruments and are better than Bank Fixed Deposits(FDs). They provide tax-free returns!! Liquid Funds are very safe debt instruments sold by mutual fund companies.

Liquid Funds are for the rich people while […]

Written By: Roshni Bhatia on May 28, 2012 No Comment

Basically, derivatives had been introduced in order to hedge against the price risk (risk of price of asset owned going in an unfavorable direction). It enabled transfer of risk from those who were not willing to take it (hedgers) to those who were intentionally willing to assume it (speculators). Besides […]

Written By: Roshni Bhatia on March 1, 2012 No Comment
What are Derivatives?

Meaning of Derivatives: Derivative is an instrument that does not have a value of its own, rather it “derives” its value/price on the basis of some other instrument, hence the name Derivative.

For eg, Cheese, curd, ice-cream etc. can be termed as “derivatives” of milk products. Their price is […]

Written By: Roshni Bhatia on February 25, 2012 No Comment
Structure of Money Market in India

In my previous article, I discussed about what exactly are money markets, objectives of money markets and features/drawbacks of money markets: What are Money Markets?

Now, we shall discuss about the structure/constituents of Money Markets in India. Basically, Money Market in India is comprised of two sectors: Organised […]

Written By: Roshni Bhatia on February 24, 2012 No Comment
Accounting Cycle Part 2

In my previous article: Accounting cycle, I discussed Step 1: Identification and recording of transaction and other events- Journal.

Here, I shall discuss about:

1. Posting to the ledger

2. Proving periodic arithmetical accuracy into ‘Trial balance’.

Step 2: Classified posting into ‘general ledger’


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